Terms & Conditions

Messaging Program Description

We operate two separate SMS messaging programs available to subscribers who opt in through our website:

Service & Account Messages — Appointment reminders, follow-ups, policy updates, and other communications directly related to your insurance services.

Promotional Messages — Occasional offers, announcements, and marketing content.

Consent & Opt-In

Our contact form at zoehealth.life contains two separate opt-in checkboxes — one for Service & Account Messages and one for Promotional Messages. Each checkbox must be selected voluntarily and independently. Neither checkbox is pre-checked, and neither is required to submit the form. You may consent to one, both, or neither.

Message Frequency

Message frequency may vary based on your interactions with us and ongoing service needs.

Message & Data Rates

Standard message and data rates may apply. Check with your mobile carrier for details.

Support & Opt-Out

Reply HELP to any message for customer support. Reply STOP to opt out of receiving future messages. For further assistance, contact us at info@zoehealth.life or +14072053935.

Privacy

We respect your privacy. Read our full Privacy Policy.

Contact Info

COLT REISINGER HEALTH SOLUTIONS (ZoeHealth)

Email: info@zoehealth.life

Phone: +14072053935

Terms and Conditions for Services Provided by COLT REISINGER HEALTH SOLUTIONS

By engaging with COLT REISINGER HEALTH SOLUTIONS (hereafter “we,” “us,” or “our”), you agree to the following terms governing all aspects of our insurance services, including SMS communications, consultations, policy management, and any other services we provide:

Service Scope — We provide insurance-related services including policy consultation, enrollment assistance, claims support, and related customer service. All services are subject to applicable laws and regulations.

Client Responsibilities — You agree to provide accurate and complete information necessary for us to deliver our services effectively. You are responsible for reviewing all insurance documents and policies provided to you.

Communication Consent — By providing your contact information, you consent to receive communications from us via phone and email. SMS consent is separate: our contact form includes two independent opt-in checkboxes for Service & Account Messages and Promotional Messages. Neither is required. You may opt out of any SMS program at any time by replying STOP.

Privacy and Data Protection — We are committed to protecting your personal information. All data collected will be handled in accordance with our Privacy Policy.

Limitation of Liability — While we strive to provide accurate and timely insurance services, we do not guarantee coverage outcomes or insurer decisions. We are not liable for any losses or damages resulting from your use of our services.

Payment and Fees — Any fees for services rendered will be disclosed upfront. Payment terms will be agreed upon prior to service delivery.

Termination — Either party may terminate the service relationship at any time with written notice. Termination does not relieve you of any outstanding obligations or fees incurred prior to termination.

Changes to Terms — We reserve the right to update or modify these Terms and Conditions at any time. Continued use of our services after changes constitutes acceptance of the updated terms.

Governing Law — These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida.

If you have any questions, please contact us at info@zoehealth.life or +14072053935.

Thank you for choosing ZoeHealth for your insurance needs.